定投计算器（SIP）
计算定投收益
在浏览器中运行 · 无需上传
此工具及本页说明目前仍为英文。功能完全相同：一切都在你的浏览器中运行。
–
Invested Estimated returns
Year by year
| Year | Invested | Returns | Balance |
|---|
Returns from funds go up and down; a steady rate is an assumption for planning, not a promise.
你的浏览器版本过旧，无法运行此工具。请更新浏览器，或使用最新版的 Chrome、Edge、Firefox 或 Safari。
- 任何内容都不会离开你的设备
- 服务器不限制文件大小
- 无需注册，无水印
- 免费
How to use the SIP calculator
- Enter your monthly SIP amount, the expected yearly return and the number of years.
- Add a lump sum if you are investing one now.
- Read the estimated value and the year-by-year table.
The SIP formula
With installments at the start of each month, the future value is P × ((1 + i)ⁿ − 1) ÷ i × (1 + i), where P is the monthly investment, i the monthly rate and n the number of months. ₹5,000 a month for 10 years at 12% comes to about ₹11.6 lakh.
常见问题
Are SIP returns guaranteed?
No. Mutual fund returns go up and down with the markets. A fixed rate is a planning assumption, not a promise.
Is anything sent anywhere?
No. The calculation happens in your browser, and your numbers never leaves your device.